Plans
A Plan is the top-level container for your financial life in Tally Up. Everything — your people, assets, income, expenses, and projections — lives inside a plan.
What a plan contains
Section titled “What a plan contains”- People — the individuals whose finances the plan covers
- Assets — accounts, investments, and other holdings
- Transactions — the activity within those assets
- Income & Expenses — recurring financial flows
- Budgets — spending targets and actuals
- Projections — 30-year forecast based on the above
Creating a plan
Section titled “Creating a plan”Open the Plans screen and tap Add. Give your plan a name and a start year. The start year is the point from which the long-term forecast is calculated.
Most people use their own name or “My Finances” as the plan name.
Multiple plans
Section titled “Multiple plans”You can have as many plans as you like. Multiple plans are useful for:
- Scenario modelling — “What if I retired five years earlier?” or “What if we sold the house?”
- Separate households — tracking finances for different family members independently
- Testing — experimenting with assumptions without affecting your main plan
Each plan is fully independent. Changes to one do not affect any other.
Switching between plans
Section titled “Switching between plans”Open the Plans screen to see all your plans. Tap a plan to open it.
Editing a plan
Section titled “Editing a plan”To change a plan’s name or start year, open the Plans screen and edit the plan. Both fields can be changed at any time.
Deleting a plan
Section titled “Deleting a plan”Exporting and importing
Section titled “Exporting and importing”Plans can be exported as a JSON file and restored from that file at any time. See Export & Backup for details.
Base currency
Section titled “Base currency”Individual assets can be held in any currency — Tally Up converts them to your base currency for consolidated reports.